The finAPI token
By depositing your access data with finAPI, you can automatically retrieve transactions for up to 90 days without further authentication. A few days before expiry, Scopevisio will notify you of the upcoming renewal of your authentication.
To update, simply click on the button at the top of the form and follow the finAPI instructions.
The finAPI user
In certain constellations there was a problem with the so-called consent invalidation. This always occurs when a user accesses different accounts of the same bank in several companies/instances. In such cases, the finAPI access of company 2 then invalidated the access of company 1 (i.e. batch updates then no longer work, a new strong authentication with login and TAN entry would be necessary).
This is prevented by creating the global finAPI user for each user, as one finAPI user is used for each user's mail address across all companies/instances, so that all retrievals can always be made via the same Consent.
Customers who have set up accesses per company and who do not have the problem of consent invalidation do not have to do anything and can continue to work with the previous access.
add finAPI access
From the April 2023 release, a global finAPI user is automatically created for the user's email address and stored in a central database when a new finAPI account is added.
In the "Set up access" form under the expert settings (further actions), you can see whether the global finAPI user already exists for the user's current email address.
The setup process is the same as before, the accounts imported or accessed with the global user are displayed in online banking. In the event that these accounts have already been set up for finAPI (previously finAPI access was saved per company), in addition to the existing accounts. The accesses can be distinguished from each other via the access name in the online banking form.
The batch updates are of course also set up after adding new accounts with the global finAPI user.
import finAPI access
There is a new Import finAPI access button in the Online banking access form. This function can be used to import an already created account (bank details) of the global finAPI user of the current user in the Online Banking form (if the account is used for several companies/instances)
If only one account is available for import, it is automatically imported and saved.
If several configured accounts are available for import, these are offered for selection.
After importing the account(s), you can use the "Add/remove online banking accounts" option for each account to select the desired accounts for access in this company's online banking.
Unfinished accounts can now be completed using the "Import finAPI account" option. The previous option "Remove unfinished accesses" is no longer available.
delete finAPI user
There is a reference number in the central database that stores the number of activated Scopevisio accounts per mail address. The counter is increased accordingly when new accounts are created or automatically reduced when accounts, companies or instances are deleted. If the last reference is deleted, the finAPI user is also removed from the database and finAPI.